Financial Advisors in Leeds – The Top 10 Advice Firms

Map of IFAs in Leeds

Top IFAs in Leeds in detail

At HF Wealth our aim is simple, to help clients make the best of their finances to achieve their goals and ambitions. We use a straightforward, personal approach and every aspect of the advice we provide is built on a detailed understanding of our client’s circumstances and needs. This approach to financial planning allows us to provide a tailored plan from the start and help maintain and adjust that plan over the years ahead.

We deal with all aspects of personal financial planning from family protection and those beginning to invest to retirement and estate planning. Alongside this we have a network of trusted partners who work together with our clients in more niche areas such as mortgage lending and will writing.

HF Wealth is totally independent and directly authorised by the FCA and we therefore have no ties with product providers or investment management firms, ensuring we can tailor the best solutions for each individual clients needs.

Retirement Planning

Whether you are starting a new pension plan or looking to retire with the savings you have already accrued we provide a full range of retirement planning services, including pension reviews, funding options and retirement solutions and investment management services.

Savings & Investments

We run a range of in-house investment portfolios and where appropriate can also access the whole of the market behalf of our clients. We can arrange new investments and review any existing portfolios clients hold.

Estate Planning

We offer a full range of estate planning services for those clients who are concerned about their position on death and the burden beneficiaries may be left. Fortunately, there are a number of options clients can consider in this area and quite often we can involve the wider family in these discussions if and when required.

Above all else we pride ourselves on the personal service and long-standing relationships we build with our clients. We aim to be with you every step of the way.

Freedom Advice offers complete peace of mind to clients seeking independent financial advice in Wakefield and the surrounding areas. Regardless of your financial background, your adviser will take the time to get to know you so they can best serve you in reaching your financial goals and pride themselves on their continuing quality of service throughout your lifetime.

Regardless of whether you are seeking advice to secure your retirement, or would like to reduce the amount of tax you are currently paying, they offer a honest and professional service that is regulated by the Financial Conduct Authority in the following areas:

Retirement Planning

Freedom Advice help you look forward to a financially secure retirement, free from the stresses of finances. They help you prepare now so you can live life to the full later, offering independent guidance to help you make the most from your money. Freedom will spend the time to identify what you are saving for and how much you will realistically need in order to meet your retirement lifestyle. This information can then be used to capitalise on the following areas:

• Personal Pensions
• Pension Review Services
• Tax Efficient Pensions
• Director Pensions
• Self Employed Pensions
• Stakeholder Pensions

Wealth Management

The independent financial advisors at Freedom Advice spend time getting to know you, in order to best understand your motivations, so they can provide the best possible strategy, utilising all the appropriate financial products and services available. Freedom Advice harness technology in order to provide an online wealth management platform where you can access all your information in one secure location in detail.

Savings and Investments

Freedom Advice employs independent advisors, meaning that they can offer advice and products from across the entire market, free from bias, in order to create an investment portfolio that caters to your individual needs. They aim to make sense of the savings and investments available to you, taking into account your unique requirements including your current circumstances, tax opportunities, your appetite for risk and capacity for loss.

For clients with an existing investment portfolio, Freedom Advice offer a review service to ensure that all the products and services you use are the very best in order to deliver the maximum returns. They can assist you to formulate a regular savings plan or alternatively arrange an income from your current investments in order to meet your requirements.

G&E Wealth Management provide face to face independent financial advice with a dedicated independent financial adviser, either in the comfort of your own home in Leeds, or alternatively in one of their offices across Yorkshire. One of the unique offerings from G&E is that they give you the option of selecting to work with either a Chartered qualified adviser, or alternatively, a Diploma qualified independent financial adviser, however, regardless of your choice, you can be guaranteed that the financial advice you receive will be fully independent and therefore any recommendations made on financial products and financial services will always be in your best interest and with your individual financial planning in mind.

Engaging the independent financial advice of an adviser at G&E Wealth also affords you access to market leading financial planning tools, so you can accurately plan your financial future with the help of your adviser. G&E Wealth are also authorised and regulated by the Financial Conduct Authority giving you complete peace of mind.

Retirement Planning Services

Planning for your retirement is a complex process and often underestimated. Not only do you need to take into account time frames, but with the increasing life expectancy of the population, it’s important to nail down exactly how much you will need to save in order to enjoy the retirement you aspire to and ensure that you don’t outlive your pension. There are thousands of different pension plans available and equally many different options as to how you invest your pension making getting professional pension advice crucial.

The independent financial advisers at G&E work with you to ascertain what your retirement objectives are so they can effectively put the best strategy in place to help you achieve those objectives. They can review any current pension provisions you have in place in order to present detailed advice on how your existing arrangements can be improved.

Investment Planning Services

G&E Wealth manage over £250 million of investments on behalf of their clients. They have a department that is dedicated to the management and review of all their clients investments with independent investment experts working hard to ensure your investment funds are growing your overall wealth and working in line with your financial plan. The investment advice you receive at G&E Wealth is second to none.

At Seventy, they believe that robust independent financial planning has the potential to improve your quality of life, and that is exactly what they set out to achieve. They always act in your best interest and encourage their clients to make the best use of the precious time they have and aim to empower you to make the big decisions today that will change your tomorrows for the better. They understand that you have goals and aspirations that are unique to you as well as fears and concerns to overcome. They are completely committed to providing honest and transparent independent financial planning advice that seeks to realise your dreams. Seventy also offer you the security of knowing that they are authorised and regulated by the Financial Conduct Authority and offer their services to clients based in Leeds.

How They Give Financial Advice

The independent financial advisors at Seventy always start advising on your financial journey by getting to know you via a fact finding exercise. During this time they aim to learn all about your current circumstances, including existing assets, investments, savings and financial goals and aspirations. They then ascertain what your appetite for risk is as well as any ethical views that they feel should be taken into consideration. They check your health, in order to identify if there is a likelihood of any long term health care needs in your future, and take all this information, as well as more, to draw up a financial plan that is completely unique to you and your circumstances. They will take your dreams into account and can help you identify whether they are achievable and in what timeframe.

Investment Advice Service

Effectively managing an investment portfolio is a meticulous blend of experience, knowledge, research and science. Errors made in investing can end up costing you thousands and this area is really where the skills of a professional can become invaluable in growing your wealth in line with your financial objectives. The independent advice at Seventy will take into account your appetite for risk and match this with identified investment opportunities which can best maximise your returns whilst carefully balancing the safety of your funds.

Retirement and Pension Advice Service

Most people will enjoy their retirement for as long as they have spent saving for it. This makes planning for your retirement and having adequate funds to comfortably see you through it imperative and the sooner you get started on this part of your financial planning, the better. The legislation surrounding pensions is a complex and constantly changing landscape and failure to understand this legislation or the many benefits that can be taken advantage of with pensions, can end up costing you down the line.

Agile offer completely independent financial planning advice, meaning that they can access financial products and financial services from across the entire market in order to get the best possible outcomes for you. The case studies and testimonials on their web pages are a true reflection of the value add that independent financial advice from Agile can have on your current circumstances.

Chris Thorpe has completed several qualifications in order to be best placed to provide clients with the best, most current independent financial advice available. Not only is he a Chartered Financial Planner, but he also holds a Master’s degree in Financial Planning and Business Management.

Chris is able to offer new clients a free, no obligation, initial consultation where he will take the time to explain the areas where he can add value to your existing finances and help provide you with the peace of mind that you are well funded for the future you aspire to.

Wealth Management

Chris works across the whole of the market to provide clients with a perfect blend of investment opportunities from which to grow your wealth. He works with Pensions, ISA’s, Unit Trusts, Investment Bonds, Enterprise Investment Schemes, and Venture Capital Trusts to build a portfolio for clients, that is in line with your appetite for risk, with the express purpose of providing you with the best possible outcomes. He also utilises technology in order to give clients 24/7 access to your portfolio via the client portal. This affords you the opportunity to stay abreast of your investments at any time.

Retirement Planning

Agile are specialists when it comes to retirement planning and therefore you could not be in better hands. However, the retirement landscape is complex and a full review of your existing arrangements will identify if you are still on track and taking advantage of the changes in legislation. Agile can help ensure that you have sufficient funds for your perfect retirement, whatever that may look like for you.

Family Protection

With their independent status, Agile are able to find the best possible protection products and advice for you, at the best possible price for your budget. This can help ensure that your financial plans remain on track and that your family are provided for in the event of your death.

The advisers at Kippax utilise their years of experience and knowledge to provide you with practical solutions to get you to where you would like to be in life. They understand that your finances are completely unique, as well as your dreams and aspirations, and therefore they employ a completely unique approach to providing you with financial planning advice, and a bespoke financial plan.

Mortgage Advice

As buying a property is one of the biggest financial decisions of your lifetime, it stands to reason that this is the optimum time to engage the financial services of a professional. Mistakes made on your mortgage product can end up costing you thousands down the track, and with literally thousands of products to choose from, all competing for your business, it’s vital you find the right product for your unique circumstance from the outset. Agile can help you whether you are remortgaging your property, buying a second home, or releasing equity to help with your retirement with their professional mortgage advice

Pensions and Investments Planning

Because of recent changes to legislation, the complexities surrounding pensions is now a tricky landscape to navigate, and therefore seeking financial advice is important for everyone. Your pension should be invested wisely, in line with tax benefits and your attitude to risk whilst performing optimally to help meet your objectives. The advisers at Kippax can help you ensure you are on track to providing for your ideal retirement.

Wealth Management

There are many advantages to the wealth management offered at Kippax, including their Wealth Management Platform, which allows you to access your investments from anywhere 27/7. This gives you the opportunity to keep track of your portfolio and provides peace of mind that your investments are being strategically managed in order to optimise your returns. This also acts to reduce the paperwork needed, hence reducing costs, a saving which is passed down to you, the client.

Inheritance Tax Planning

Most people now find themselves having to consider inheritance tax, not least because of the growth in value on properties, making up a considerable portion of many estates, and still being liable for inheritance tax of 40%. Fortunately there are steps that can be taken to mitigate your exposure to inheritance tax with careful tax planning and estate planning including making a will, specialised trusts, gifting money and lifetime allowances, equity release and whole of life policies. Agile offer valuable advice to clients to help put some robust tax planning strategies in place.

Reward Financial Services offer holistic, independent financial planning services to individuals and families in Leeds. They keep their client base small enough to enable a completely personal service, taking the time to get to know each client as an individual in order to best understand their unique needs. The independent financial advisers at Reward strive to provide for your future, delivering on their promises and always putting your interests before their own with their professional advice.

Pensions and Retirement Planning

We all want to know that we can live out our lives with financial freedom and this can only be achieved through robust pension planning. Pensions now offer greater freedoms than ever before and you need to consider much more than simply the best annuity rate when selecting the right pension product for you. The independent financial advisers at Reward can consider all your existing pensions in order to identify opportunities for maximising your pension capital. Your independent adviser will also help you negotiate the complex retirement income options in order to identify the best option to meet your objectives in a tax efficient way.

Investment Planning

The independent advisors at Reward work to invest your capital in a way that it is working towards your financial objectives. It is their robust investment process that drives a lot of their clients to engage their independent financial services. The independent financial advisers at Reward understand the importance of establishing your risk profile in order to avoid any nasty surprises and will constantly review your portfolio to ensure that it remains on track and aligned to your changing circumstances and changes to the market.

Tax and Estate Planning

It is a fact that most people who are not receiving any kind of independent financial advice, will be paying more tax than they need to. Mitigating your tax liability is an important part of growing and protecting your wealth providing for your future, and the future of your family. Inheritance tax planning is one such area, where without careful planning and consideration, a large proportion of your estate will end up in the hands of the taxman. The independent financial advisers at Reward will work alongside your solicitor and accountant to ensure you have a comprehensive approach to ensuring you are as tax efficient as possible throughout your lifetime.

The independent financial advisers at VSL are able to deliver quality financial planning advice to business owners, companies and individuals in Leeds, in part due to the compliance, technical, paraplanning, sales and finance teams that they have supporting them.

The independent financial advice you would receive at VSL is fully independent, meaning you can be guaranteed that the financial products and financial services recommended are always in your best interest and without any kind of bias. With such a strong support network, your adviser can really take the time to understand your unique needs so he can make recommendations for the best possible outcome for you.

Personal Financial Planning

The independent financial advice on offer ast VSL covers a number of key areas including:

• Life and General Insurance Advice
• Savings and Investment Advice
• Mortgage Advice
• Retirement Planning
• Wills, Trusts and & Mitigation Advice
• Care Fees Planning

Unlike some other firms who will only target high net worth clients, VSL offer their independent financial services to all walks of life in Leeds. They take the time to get to know their clients as individuals so they can put together a plan that suits your unique needs. This all starts with an initial consultation, either in your home, place of work or at the VSL offices. This is a great opportunity to identify how VSL can improve on your current situation and understand the costs involved for their service. This gives you the information needed to ascertain whether these costs will ultimately be worth it for the value they will bring to your circumstances and long term plan.

The next stage will be for your independent adviser to learn as much about you as possible. Your current financial situation and your dreams and aspirations as well as your appetite for risk. This information is then used to identify the best possible solutions at the best possible price to meet your needs and help you get to where you want to be. All this is presented to you in an easy to understand format so you can have confidence that your finances are working hard towards providing for your future.

Copeland Wealth have been offering friendly, professional financial advice to clients in Leeds for over 20 years. They are authorised and regulated by the Financial Conduct Authority providing you with peace of mind in the integrity of their financial planning services. At Copeland they take the time to understand all about you so they can be in the best possible position to meet your needs. Their sole aim is to put you firmly on the path to financial success so you can enjoy your life free from financial stress.

Protection Planning

The financial advisers at Copeland can find the best possible protection products to meet your individual needs. This is more than simply finding the best price, this is about ensuring that your financial future and that of your families is completely protected should the worst happen. With policies such as life insurance, whilst unpleasant to think about, the earlier you take out your cover, the less expensive it will be, and therefore you should think about this level of cover as soon as possible. With the cost of premiums falling considerable in recent years, whilst the level of cover has in many cases gone up, there has never been a better time to protect you and your family from the unforeseen.

Investments Planning

Savings can actually erode over time as interest rates remain low, whilst inflation continues to rise. Investing on the other hand, gives you the opportunity to grow your wealth, and regardless of whether you are looking to generate an income now, or are simply hoping to grow your money for your future, a sound investment strategy is often one of the cornerstones of a successful financial plan. You don’t always have to have a large sum of money to invest, however, it is good to have sound financial knowledge of the marketplace, and investment advice.

Pensions Planning

These days most people tend to have more than one pension in place, largely due to the fact that we tend to move companies more today than in the past and each company will provide a new company pension scheme. The financial advisers at Copeland can help review and consolidate your current provisions, to ensure they are performing optimally.

Lazenby’s offers completely independent financial advice to clients in and around Leeds. They are a firm with strong family values who use a proven formula that guarantees a completely bespoke service that is always in your best interest. Lazenby’s offer clients superior technical knowledge of the whole market, including offshore investments, specialist trusts, stocks and shares ISA’s, onshore bonds, drawdown schemes SSAS, SIPPS and much more. You can pick up the phone and speak to an adviser free of charge to ascertain whether they are the right choice for your circumstances. They will assess all your existing provisions, before making recommendations on where they can add value.

Estate Planning and Investments Planning

With Lazenby’s you really do get access to the whole of the market, both domestic and offshore, giving you the opportunity to grow your wealth with an excellent level of investment advice. All investments made on your behalf will be completely tailored to you, your current circumstances, your objectives and your attitude to risk in order to ensure that your portfolio is as unique as you are.

Retirement Planning

It goes without saying that the sooner you start planning for your retirement, the better. That being said, most of the country’s workforce don’t start making proper provisions until mid life, and if you are one of those, don’t despair, as with some proper independent financial advice, you can still build a pension fund to give you the retirement you aspire to.

Protection Planning

The independent financial advisors at Lazenby’s can help ensure that you have adequate protection in place, for you and your family, a price that suits you. They can access the whole of the market to source the best possible product for you, all done on a completely personal basis, with your unique circumstances at the forefront.

Mortgage Planning

Lazenby’s can broker the best possible mortgage product for you out of thousands from across the marketplace. This can potentially save you thousands over time and they will also conduct a free mortgage check to ensure that you can afford the mortgage before you commit.