Independent Financial Advisors Isle of Wight

Top 10 Independent Financial Advisors in the Isle of Wight

Rank	Advisor	Description	Find An Advisor
1		Aspen Wealth Management focus on the client objective rather than the sale of financial products in order to best help their clients reach their financial destination.	Find An Advisor
2		Solent Wealth Management is a partner practice of the long established, and well respected, St. James’s Place Wealth Management, meaning clients have the peace of mind that they are in experienced hands.	Find An Advisor
3		At True Potential the advisers understand that the most reliable way of achieving your financial aspirations is with the best advice that is completely tailored to your individual needs.	Find An Advisor
4		At Ingard IFM you can be assured that you are getting an unparalleled level of service from an independent financial advisor that has at least two decades of valuable experience under their belt.	Find An Advisor
5		At Liddelow, they will take the time to sit down with their private clients without any cost to them, in order to ascertain their short, medium and long term goals, as well as thoroughly examine their current financial situation.	Find An Advisor
6		At Stephen Trowbridge they believe that only by getting to know the client and building a healthy relationship, with an extensive knowledge of all their aspirations and requirements, can they offer a truly personal service that can best meet that person’s needs.	Find An Advisor
7		The highly qualified team of independent financial advisers at Rouse are committed to helping you prepare for whatever life throws at you whilst carefully planning for your future and providing financial security for the here and now.	Find An Advisor
8		With offices on the Isle of Wight, Peter Barlow offers professional financial advice combined with local knowledge and expertise to provide clients with a comprehensive list of financial services.	Find An Advisor
9		One of the things that really sets Thinking Finance apart in the crowded market place, is their generous customer loyalty scheme.	Find An Advisor
10		Daniel Burns offers residents of the Isle of Wight a truly personal, bespoke financial planning service.	Find An Advisor

How A Financial Adviser the Isle of Wight Can Help You

Some IFAs have specialist knowledge in specific products and how they can impact your finances, and therefore we aim to match you with the best possible Independent Financial Advisor in the Isle of Wight to service your specific needs whether it be:

Some of the common financial products include:

• Investing into your pensions advice
• Retirement planning in the Isle of Wight advice
• Investing into your stocks and shares ISA
• Mortgage advisers in the Isle of Wight
• Protection insurance advice in Gthe Isle of Wight
• Investments advice in the Isle of Wight
• Financial planning advice in the Isle of Wight
• Life insurance advice in the Isle of Wight
• Equity release advice in the Isle of Wight
• Inheritance tax planning advice
• Wills advice
• Tax advice in the Isle of Wight
• Financial services for business advice in the Isle of Wight
• Particular needs of business owners and directors in the Isle of Wight

Independent financial advisers Isle of Wight, can help make your money work for you and help you achieve your desired results, using sound investments and careful financial planning.

Why You Should Look For An Independent Financial Advisor the Isle of Wight

Protect You and Your Family
There are literally thousands of insurance products on the market today all competing for your business. An independent financial adviser in the Isle of Wight can tell you exactly what level of cover you need, for what areas of your life. Just as you would never consider driving without car insurance, in the same way, you shouldn’t consider going through life without the appropriate level of cover for you and your loved ones. Financial advisors Isle of Wight will be able to secure the best deal, with the exact right level of cover for your unique circumstances.

Plan for Your Retirement
Relying on the state to support your lifestyle in retirement is a mistake, as the basic pension is barely enough to support the most frugal of lifestyles. All being well, you will spend almost as long in retirement as you will saving for it. Ensuring you have ample savings to support the retirement you aspire to as well as to pay for any long term care you might require, is a complex area and there are thousands of products to choose from to help you get there. An independent financial advisor Isle of Wight can help ensure you are saving efficiently in order to maximise your retirement pot.

Secure a Mortgage
The vast majority of home buyers in the Isle of Wight will require a mortgage when it comes time to buy a house. Again, there are literally thousands of mortgage products available and it is no longer the case that you should take the first offer you get. A financial adviser in the Isle of Wight can scrutinise your current finances in order to come up with an amount that you can reasonably afford to borrow, and with that information, find the best possible product, at the best possible price, to meet your needs. Should you require, an independent financial adviser can also help you with equity release on your property so you can free up some of your capital.

Grow Your Wealth
This is where an independent financial adviser in the Isle of Wight can really add value to your current situation. They have the knowledge and experience, to navigate the complicated investment markets, in order to effectively grow your wealth to meet your financial goals.

Save for a Rainy Day
We all know that once you have saved enough for a rainy day, you can start to spend on things like holidays and luxuries. Getting the advice of a financial adviser in the Isle of Wight can help you organise your spending and saving in such a way as to get you there faster.
These are just some of the reasons why financial advisers in the Isle of Wight can help you make the most of your wealth and secure the long term future for you and your family.

Here is our round-up of IFAs in the Isle of Wight

The independent financial advisers at Aspen Wealth Management Isle of Wight employ extensive knowledge, across a vast range of financial products to formulate investment strategies that offer clients structured and logical funds, available across a large body of firms.

Aspen Wealth Management focus on the client objective rather than the sale of financial products in order to best help their clients reach their financial destination. They utilise decades of experience and tried and tested strategies to provide their clients with proven investment solutions. Their unbiased, equitable advice is completely tailored to your unique goals and aspirations regardless of your desired outcome. Services include:

Retirement Planning
The highly skilled team of independent financial advisers at Aspen can help you work out when you can afford to retire and what your retirement might look like taking into account factors such as long term care and providing for your children.

Pension Advice

At Aspen the financial advisers can take the confusion out of various pension pots and match you with the best product to get your pension savings working as hard as possible for you.

Investment Advice

With decades of experience and completely impartial advice, Aspen can help provide you with the best possible investment opportunities to boost your wealth and help provide for your future. They employ a passive fund management strategy and will guide you through the process every step of the way.

Tax Planning

With clear, concise management, Aspen can help you legitimately reduce the amount of tax you currently pay. Whether it be income tax or inheritance tax, the financial advisers at Aspen will take the time to review your current circumstances and put conclusive recommendations together for available allowances and opportunities.

Annuities and Income Drawdown

The financial advisers at Aspen can draw on their expertise in the field of annuities to explore the very best options for you and your retirement. With the flexibility to either purchase an annuity or draw down a lump sum from your pension pot, their years of experience can give you the advice you need to pursue the financial future that you aspire to.

Solent Wealth Management is a partner practice of the long established, and well respected, St. James’s Place Wealth Management, meaning clients have the peace of mind that they are in experienced hands. St James’s Place currently manage over £108.8 billion in client funds including businesses and private clients from a wide range of financial backgrounds.

The financial advisers at Solent Wealth Management pride themselves on providing a personal, client focused service that puts your financial objectives at the forefront of all their business dealings. They strive to deliver solutions and opportunities that are exactly right for your financial requirements and no two clients are ever treated the same.

With face to face advice local to the Isle of Wight, Solent Wealth Management focus on building long lasting relationships with their clients so they can fully understand their financial aspirations and therefore deliver quality solutions via a personal and distinctive approach. Services include:

Investment Planning

Regardless of whether you are seeking to invest for income or growth, the advisers at Solent will guide you through the process every step of the way to ensure your portfolio is working towards achieving your financial goals. They work across a wide range of global asset types to create the best performing investment opportunities for your unique circumstances.

Retirement Planning

Securing the most appropriate advice is a crucial step towards helping you reach your retirement goals. Solent can review all your existing products and put solid, educated recommendations in place to help you feel confident about your future and any long term care you might require.

Protecting You and Your Estate

With their expertise the financial advisers at Solent can help protect you and your family from unnecessary liability which could put your estate at risk. Their experience can help you navigate Inheritance tax, capital gains tax, illness and loss of income to provide you with the correct level of protection for your unique circumstances.

Banking and Mortgages

Buying a home is one of the most substantial purchases most people will make in their lifetime and Solvent draw on years of expertise on the vast array of products available in order to provide you with the best recommendations for your circumstances and to ensure they secure the best mortgages for you.

True Potential is one of the fastest growing wealth management groups in the UK today. The advisers combine a modern approach with years of expertise in order to provide their clients with innovative solutions to creating a wealth management plan that can exceed expectations.

At True Potential the advisers understand that the most reliable way of achieving your financial aspirations is with the best advice that is completely tailored to your individual needs. The financial advisers will take the time to get to know you so together you can expose the real reason behind your investment goals and create a truly bespoke financial plan to help you achieve those goals. Services include:

Investments

Regardless of the size of your current capital, the True Potential financial advisers can find the right investment opportunities from a vast range of options to fit your particular circumstances and help grow your wealth in order to achieve your financial aspirations. True Potential will assess your appetite for risk and match you with investments from across the whole market in order to create a truly bespoke plan. Clients of True Potential are also able to access their exclusive True Potential Strategy Fund Range as well as True Potential Investments’ no-fee ISA and Pension accounts.

Keeping You In Control

At True Potential Wealth Management, they harness the power of technology to give you unparalleled access and complete control of all your financial dealings in one place. Their personal client site is a secure and comprehensible gateway with several game changing functions such as the ability to track the performance of your finances and analyse your investments.

Four Step Process

At True Potential they ensure a consistent level of service by employing a four step process so you can be sure you are getting the best advice available.

The first step is getting to know you and your unique situation. Your personal and financial circumstances will be examined along with your existing assets and resources. The financial advisers will also take this opportunity to better understand your financial aspirations in order to deliver better outcomes.

This is followed up by a thorough analysis and design of your unique plan in step two before presenting their recommendations to you in a comprehensive format in step three. Step four consists of the ongoing commitment to providing a high level of service and constant review to ensure maximum performance.

At Ingard IFM you can be assured that you are getting an unparalleled level of service from an independent financial advisor that has at least two decades of valuable experience under their belt. Ingard pride themselves on offering a truly personal service that addresses the needs of their clients rather than selling off the peg solutions to the mass market. Services include:

Pensions

Ingard IFM understand how important it is for you to have the right pension in place in order to enjoy your retirement in comfort. They will work with you in order to identify the amount you realistically need in savings in order to achieve this and will then evaluate products from across the entire market in order to identify the one that will best suit your individual requirements.

Mortgages

Purchasing a home is often the biggest financial commitment you will undertake in your lifetime and therefore it makes sense to get the exact right product to match your unique requirements. The advisers at Ingard can help take the confusion out of elements such as Fixed, Variable, Discounted, Capped and LIBOR rates and narrow this down to find the best rate and the best mortgages for you. Whether you are a first time buyer, buying to let or simply looking to release equity, they have the experience and expertise to ensure you make sound financial decisions for your future.

Investments

Investing is a complex business but the advisers at Ingard they strive to achieve the perfect balance of diversification in order to ensure that you are investing the right amount, in the right area, at the right time with the appropriate amount of risk for your situation. They take tax implications into account and select the right combination of structures to compliment your objectives.

Free Initial Consultation

At Ingard they want you to feel completely happy that their independent financial advisor is the right fit for you. That’s why they offer a completely free, no obligation initial consultation and what’s more, clients can enjoy ongoing charges which are historically around 40% lower than the industry average.

With offices in both the Isle of Wight and London, Liddelow provide expert financial planning for both corporate and private clients. It is their profound belief that each individual has a distinctive set of requirements when it comes to financial planning, and therefore they strive to provide a service that is as unique as you are. They work hard to get to know you and your individual circumstances, along with your aspirations and financial goals, in order to draw up practical solutions that can help you secure your financial ambitions.

Private Clients

At Liddelow, they will take the time to sit down with their private clients without any cost to them, in order to ascertain their short, medium and long term goals, as well as thoroughly examine their current financial situation. Providing an unparalleled customer service experience is at the heart of everything they do so once they have spent the time to thoroughly examine your requirements, they will analyse the whole of the market in order to select the very best products and services to meet your specific needs. To name a few, some of the areas where they can provide an invaluable service include:

• Retirement planning
• Estate planning
• Investment planning
• Protection planning
• Savings planning
• Mortgages and equity release

Once your perfect financial roadmap is in place, the advisers at Liddlelow will work with you to constantly review and refine your financial plan in order to ensure you meet your financial goals and respond appropriately to changes in both the market and your individual circumstances.

Corporate Clients

At Liddelow the advisers work with their corporate clients to ensure the successful continuity of the business by using their experience and expertise to maximise investments made with company profits. They can also help take some of the headache out of being an employer by advising you on the best benefits in order to attract and retain the most valuable employees for your business. Liddelow are completely independent and therefore the advice they offer you on products and services is wholly in your best interest including:

• Corporate pensions
• Auto-enrolment
• Group life and protection
• Corporate Investment

At Stephen Trowbridge they believe that only by getting to know the client and building a healthy relationship, with an extensive knowledge of all their aspirations and requirements, can they offer a truly personal service that can best meet that person’s needs. That’s why they commit the time and resource towards collaborating with their clients to build a solid strategy from which to offer the very best advice. Services include:

Protection

Protecting our income, property and family is essential for complete peace of mind and to ease financial distress during emotionally difficult times. However, there are hundreds of products available to choose from and it is essential that in order to ensure that you have the correct level of cover, at the best price, that you select the product that is best suited to your individual needs. That’s why supplying independent financial advice is so important to Stephen Trowbridge as they can access and assess the entire market, and sort through all the jargon, to find the very best product for you.

At Stephen Trowbridge the advisers are on hand to give their valued clients experienced and educated advice on protection including life protection, business protection, and income protection.

Mortgages

There are few transactions that will come close in size to that of buying a home. That’s why Stephen Trowbridge works with their clients to take some of the confusion out of the various products available to find you the very best deal to suit your unique circumstances. They believe that you shouldn’t just accept a lender’s offer, but should find the offer with the most suitable interest rate deal, associated fees and best enhancements. They can work with you to establish whether you would benefit more from a repayment method, interest-only method or a combination of the two.

Savings and Investments

Having a pot of money to one side can help us save for the things we need such as a car or holiday, or may just be for protection against unexpected outgoings. The advisers at Stephen Trowbridge can help you distinguish between savings and investments and establish which products would best suit your needs.

Pensions

Whatever your stage in life, the advisers at Stephen Trowbridge can help you prepare for your future by explaining, recommending and monitoring your pensions. They take all the confusion out of the various pension and retirement options and help make your savings work hard towards your financial goals.

The highly qualified team of independent financial advisers at Rouse are committed to helping you prepare for whatever life throws at you whilst carefully planning for your future and providing financial security for the here and now.

They access the entire market to bring you the very best products to meet your financial aspirations. Services include:

Financial Planning

At Rouse the team of advisers will perform an extensive and impartial analysis of the market in order to offer clients comprehensive advice on saving and investment products, pensions, mortgages, tax, trust planning and non-investment insurance products. At Rouse they work with you in order to best understand your unique circumstances and appetite for risk in order to formulate the most appropriate advice for your situation in the following areas:

• Savings and investments
• Equity release
• Life assurance
• Self-invested personal pensions (SIPPS)
• Commercial and residential property purchase financing
• Key person protection for business
• Regular and lump sum investments
• Capital gains tax planning
• Income protection
• Trustee investment
• Retirement planning and long term care
• Private medical insurance
• Inheritance planning
• Income tax planning

Investment Management

At Rouse the advisers have processes in place in order to best understand your potential for risk so their team of investment experts can draw up the most risk-effective investment portfolio for you. They will then identify the assets within your individual investment portfolio into the following classes:

• Cash
• Equity
• Fixed interest
• Commercial property
• Other forms of investment (ie hedge funds, unit trusts or fine wine)

Your advisor will then work across a number of fund managers and funds in order to create your individual investment portfolio and ensure that it continues to perform as expected for you.

Mortgage Advice

Rouse perform a comprehensive assessment of a wide spectrum of mortgage products in order to identify the most appropriate solution for your unique requirements. Whether you are seeking a buy-to-let, residential or lifetime mortgage, Rouse are not tied to any one lender and can therefore offer impartial and honest advice to best suit your needs.

At Rouse the advisers take the time to liaise with estate agents, valuers, solicitors and other relevant parties in order to ensure that your interests are properly looked after when purchasing a home.

With offices on the Isle of Wight, Peter Barlow offers professional financial advice combined with local knowledge and expertise to provide clients with a comprehensive list of financial services. Peter Barlow endeavours to fully understand your personal circumstances, as well as your financial aspirations and your appetite for risk in order to create a comprehensive strategy to protect and grow your wealth. This level of individual service along with Peter Barlow’s expertise and partnership with Positive Solutions, guarantees that clients will be provided with the best possible service in order to ensure they have the greatest amount of wealth available, both now and in the future.

Peter Barlow will help you map out the stages of your financial life and offer expert solutions tailored to your specific needs across the following areas of financial planning:

• Protecting your wealth – Finding the best products from across the market to ensure that you and your family are always protected should the unexpected happen.
• Property wealth – Whether you are buying a home, second home or buy to let property, Peter Barlow will find all the best products and services to ensure you get the most for your money.
• Managing your wealth – the advisers at Peter Barlow will ensure you are taking advantage of the very best tax-efficient investment opportunities to ensure you always have money available.
• Creating wealth – finding the right products and offsetting that against your appetite for risk requires the experience and expertise that Peter Barlow offers.
• Business wealth – helping you grow a small or medium sized business into a profitable venture.
• Preserving wealth – the advisers at Peter Barlow can help you protect and preserve your current wealth for both you and your families futures.
• Retaining wealth – working within the parameters of the law, Peter Barlow can help you navigate entities such as tax, to help retain your current wealth.

Peter Barlow is authorised and regulated by the Financial Conduct Authority as well as being supported by an award winning national organisation. This acts as an assurance to clients that they are receiving the highest standards of advice from a progressive finance professional.

One of the things that really sets Thinking Finance apart in the crowded market place, is their generous customer loyalty scheme. They realise the true value of loyal customers and have relied on referrals as part of their business model for some time now. Customers are able to earn up to £100 for every referral that results in a product being taken out with Thinking Finance, however, they also realise that in order for you to comfortably refer their services to your friends and family, you have to be satisfied with the level of service you receive yourself.

With this in mind, Thinking Finance strive to offer a completely tailored and thoroughly researched solution that comfortably solves your financial needs. They prioritise the fair treatment of their customers and provide clear, concise information from the first meeting entirely at their own cost. During this initial meeting they will gather information about you and your needs such as your current income, debts, loans and deposits held including any investments already in place. As well as this they will take the time to discuss your future plans such as retirement, long term care and your appetite for risk so they can gain a picture of your financial aspirations upon which to build a tailor made portfolio. Thinking Finance are committed to offering you completely unbiased financial advice based on a comprehensive analysis of the entire market taking into account the benefit to you, any charges, flexibility, service and financial strength.

Unlike other IFA’s, Thinking Finance have a flexible payment structure that they will explain to you upon your first meeting. Whether you would prefer to move forward with an hourly rate, or whether a commission structure would better suit your needs, or indeed a mixture of both, Thinking finance can accommodate the structure to suit you.

Thinking Finance also endeavour to remain totally transparent about any commission they earn on products they recommend to you and will provide written reasons why they think the products they have selected can best meet your individual needs.

Daniel Burns offers residents of the Isle of Wight a truly personal, bespoke financial planning service. As an Associate Partner of St, James’s Place Wealth Management, Daniel Burns has access to a wide range of providers that offer the very best solutions on the market and deliver to an excellent standard. Any advice or recommendations on products and services that clients receive from Daniel Burns is also guaranteed by St James’s Place giving you complete peace of mind.

Daniel Burns has successfully built up a loyal customer base, made up mostly of personal recommendations from existing clients, on the back of building long term trusting relationships. His valuable and extensive experience enables him to provide quality financial advice to both private and business clients, to the highest standards.

Daniel Burns will take the time to get to know you and your unique circumstances in order to deliver solutions that are tailored to you. It is his conviction that no two circumstances are the same and therefore there is no one size fits all solution. To best achieve this level of personal, single relationship for your financial planning needs, Daniel provides face to face financial advice as well as ongoing regular reviews to ensure the continuing success of all your financial dealings.

Regardless of your financial resources or stage in life, Daniel Burns is able to offer highly specialised advice in the following areas:

• Investment and savings planning to potentially grow your wealth and protect you from inflation.
• Retirement planning to ensure your financially viable future.
• Protection for you and your estate.
• Corporate Services to assist you in the running of a successful business as well as guidance on pensions, protection for directors, key employees or shareholders, tax planning and exit strategy planning.
• Banking and mortgages to manage your finances effectively.

St James’s Place currently manages funds and unit trusts of over £108 billion and provides expert advice across the United Kingdom on all areas of wealth management. Being an associate Partner of St James’s Place affords Daniel Burns the backing of an award winning FTSE 100 company as well as access to a distinctive investment management approach.

Useful links:

• Stepchange.org
• National Debt Help UK
• Citizens Advice – Financial Advice
• Financial Services Compensation Scheme

Most common questions Peter and the team get from investors in the Isle of Wight