Author: Peter Field

Bio: Peter Field is a financial analyst and has written for covering topics from pensions, savings, investments and ISAs. His knowledge of the Investment market has proven invaluable, making his unbiased views and opinions open and honest for everyone. In 2021 Peter retired and is working towards enjoying more of the outdoors with his beloved labrador Millie.

Posts by Peter Field:

Brexit and the British Stock Market

Posted on: 17 Dec 2020

Uncertainty almost always results in the value of stocks going down which is almost certainly the reason that the value of UK companies has remained low in comparison to the rest of the world as we navigate the ever changing Brexit landscape. There are almost certainly more sharp swings in the road ahead and we...

The Impact of a No-Deal Brexit on Cost of Living

Posted on: 16 Dec 2020

Experts are currently warning of the financial impact that a no-deal Brexit will have on the finances of households across the country. As the UK currently sources around one quarter of its food imports from the EU, the impact a no-deal Brexit would have would almost certainly result in an increased cost to households as...

Should You Use Your Savings to Pay Your Mortgage?

Posted on: 15 Dec 2020

If you are in the fortunate position whereby you have managed to put aside a decent amount of savings, you may be wondering if it’s time to dip into these savings to overpay on your mortgage. With interest rates at an all time low, it may be the case that there is a better use...

Should You Be Concerned About Negative Interest Rates

Posted on: 14 Dec 2020

If you are worried about the Bank of England’s recent mention of negative interest rates but are unsure what it would mean for you then read on. Firstly, it would be prudent to point out that negative interest rates are speculation at this point, and while they have may been introduced in Europe and Japan,…

Should You Be Saving Into an ISA or a SIPP?

Posted on: 11 Dec 2020

Both an ISA and a SIPP are tax efficient wrappers, or accounts whereby generous tax breaks allow you to engage in long term savings or investments in order to provide for your future. However, both these accounts work in very different ways, one offering tax breaks on the money deposited, and the other offering tax…

Could Going Green Save You Money?

Posted on: 10 Dec 2020

If you own your own home, there is every chance that you will be eligible for Chancellor Rishi Sunaks Green Homes Grant and the great news is that as of November 18th, the deadline has been extended to 31 March 2022. But what exactly does this mean for you? The Green Homes Grant is a…

How to Dodge the Pitfalls of Inheritance Tax

Posted on: 09 Dec 2020

Inheritance tax is a touchy subject. No one wants to see their hard earned cash in the hands of the taxman, but inertia will end up costing 40% of your estate should you fail to act now. Every aspect of your estate is subject to inheritance tax, this includes property and possessions, and often leaves…

Plan Your Way to a More Frugal Christmas

Posted on: 08 Dec 2020

Christmas is an expensive time of year for everyone, and with the country in recession, and interest rates at an all time low, Christmas 2020 will be putting more pressure on shoppers than ever before. But there are ways that you can save money on your christmas shopping. Firstly it’s important to shop smart and...

How to Start a Junior ISA – The Complete Guide 2021

Posted on: 07 Dec 2020

If you are looking to start putting money aside for your child then you may be wondering if a Junior ISA account is the most effective solution. Most parents want to avoid paying tax on any income that their child’s savings might incur, however, unless you choose the right vehicle, you will be liable for...

How to Start Investing – The Complete Guide

Posted on: 07 Dec 2020

When looking at how to start to investing it shouldn’t be for immediate gains, so if you are saving for your retirement, or building a pot to buy a house, then you’ve come to the right place. However, if you’re trying to get funds together for a holiday then you should probably just source a...